1. Introduction

Welcome to E-FINANCIAL HUB LTD. By accessing our website and using our services, you agree to comply with and be bound by the following terms and conditions. Please read them carefully. If you do not agree with any part of these terms and conditions, you must not use our website or services.

2. Definitions

• “Company,” “we,” “us,” “our” refers to E-FINANCIAL HUB LTD.
• “You,” “your,” refers to the user or client accessing our website and services.
• “Services” refers to all services provided by E-FINANCIAL HUB LTD, including Accounts Receivable and Payable Management, Tax Preparation and Filing, Cloud-Based Accounting Solutions, Online Financial Reporting, and Virtual Bookkeeping Services.

3. Use of Our Services

3.1 Eligibility: To use our services, you must be at least 18 years old and have the legal capacity to enter into a binding contract.

3.2 Account Registration: You may be required to create an account to access certain services. You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.

3.3 Service Provision: We will provide our services with reasonable skill and care. However, we do not guarantee that our services will be uninterrupted or error-free.

4. Payment Terms

4.1 Fees: Fees for our services are outlined on our website or in a separate agreement. All fees are payable in advance unless otherwise agreed.

4.2 Payment Methods: We accept payment through various methods, including credit card, debit card, and electronic bank transfer. You agree to provide accurate and complete payment information.

4.3 Late Payments: Failure to pay fees when due may result in the suspension or termination of services. Late payments may incur interest at the rate of 1.5% per month or the highest rate permitted by law, whichever is lower.

5. User Responsibilities

5.1 Accuracy of Information: You are responsible for providing accurate, current, and complete information. Any inaccuracies may affect the quality and effectiveness of our services.

5.2 Compliance with Laws: You agree to comply with all applicable laws and regulations when using our services.

5.3 Prohibited Activities: You must not use our services for any unlawful or prohibited purpose. This includes, but is not limited to, activities such as:

• Fraudulent activities
• Unauthorized access or use of data
• Transmission of harmful code or viruses

6. Confidentiality and Data Protection

6.1 Confidentiality: We are committed to maintaining the confidentiality of your information. We will not disclose your information to third parties without your consent, except as required by law.

6.2 Data Protection: We comply with applicable data protection laws, including the General Data Protection Regulation (GDPR). For more information, please refer to our Privacy Policy.

7. Intellectual Property

7.1 Ownership: All intellectual property rights in our website and services, including but not limited to software, content, and trademarks, are owned by or licensed to us.

7.2 Use of Intellectual Property: You are granted a limited, non-exclusive, non-transferable license to access and use our website and services for personal or internal business purposes only. You must not reproduce, distribute, modify, or create derivative works from our intellectual property without our prior written consent.

8. Limitation of Liability

8.1 Disclaimer: To the maximum extent permitted by law, we disclaim all warranties, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

8.2 Limitation of Liability: In no event shall we be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, revenue, or data, arising out of or in connection with your use of our services.

9. Indemnification

You agree to indemnify, defend, and hold us harmless from and against any claims, liabilities, damages, losses, and expenses, including legal fees, arising out of or in connection with your use of our services, your breach of these terms and conditions, or your violation of any rights of a third party.

10. Termination

10.1 Termination by Us: We may terminate or suspend your access to our services at any time, with or without notice, for any reason, including but not limited to your breach of these terms and conditions.

10.2 Termination by You: You may terminate your use of our services at any time by notifying us in writing. Termination will not affect any rights or obligations accrued prior to termination.

11. Amendments

We reserve the right to amend these terms and conditions at any time. Any changes will be posted on our website, and your continued use of our services following such changes constitutes your acceptance of the amended terms and conditions.

12. Governing Law and Jurisdiction

These terms and conditions shall be governed by and construed in accordance with the laws of England and Wales. Any disputes arising out of or in connection with these terms and conditions shall be subject to the exclusive jurisdiction of the courts of England and Wales.

13. Miscellaneous

13.1 Entire Agreement: These terms and conditions, together with our Privacy Policy and any other agreements or terms referenced herein, constitute the entire agreement between you and us regarding your use of our services.

13.2 Severability: If any provision of these terms and conditions is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

13.3 Waiver: No waiver of any term or condition shall be deemed a further or continuing waiver of such term or condition or any other term or condition.

14. Contact Us

If you have any questions or concerns about these terms and conditions, please contact us at:

E-FINANCIAL HUB LTD
27 Old Gloucester Street, London, England, WC1N 3AX
Email: support@efinancialhub.com

We are committed to providing you with exceptional service and support. Thank you for choosing E-FINANCIAL HUB LTD.